Current Title: "Credit card collection fee"

Required Title: "Credit Card Processing Fee"

The term "collection fee" causes material confusion since "collection" in a financial and accounting context is universally associated with the recovery of delinquent or past-due accounts. Its use for standard, current-period credit card transactions gives the incorrect impression that the fee relates to debt recovery or an outside collections agency. In this context, this could be misleading, is poor accounting terminology and could imply a cost related to overdue debt rather than a standard transaction expense.